Bank of Montreal (BMO.TO) Financial Ratios Annual - Discounting Cash Flows
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BMO.TO
Bank of Montreal
BMO.TO (TSX)
  • Financials

  • Bank of Montreal Financial Ratios Annual

Annual Quarterly

* (except for per share items) of CAD
Period Ending: LTM
(Last Twelve Months) 		2025
10-31 		2024
10-31 		2023
10-31 		2022
10-31 		2021
10-31 		2020
10-31 		2019
10-31 		2018
10-31 		2017
10-31 		2016
10-31 		2015
10-31 		2014
10-31 		2013
10-31 		2012
10-31 		2011
10-31 		2010
10-31 		2009
10-31 		2008
10-31 		2007
10-31 		2006
10-31 		2005
10-31 		2004
10-31 		2003
10-31 		2002
10-31 		2001
10-31 		2000
10-31 		1999
10-31 		1998
10-31 		1997
10-31 		1996
10-31 		1995
10-31 		1994
10-31
Price Ratios
Price to Earnings Ratio 15.45 14.44 12.62 16.8 6.16 11.31 9.98 10.82 11.61 12.01 12.3 11.22 12.34 11.26 9.55 11.45 11.96 15.14 10.92 14.78 13.07 12.04 12.46 13.74 13.19 11.77 10.09 10.73 12.22 12.11 9.04 8.02 7.41
Price to Sales Ratio 1.73 1.61 1.18 2.56 3.17 3.26 2.29 2.46 2.77 2.94 2.71 2.56 2.99 2.9 2.44 2.5 2.75 1.65 2.12 3.37 3.49 2.94 3.02 2.68 2.14 1.99 2.2 1.9 2.31 2.24 1.73 1.42 1.19
Price to Book Ratio 1.53 1.43 1.1 0.965 1.17 1.53 0.899 1.22 1.38 1.45 1.34 1.24 1.54 1.55 1.37 1.24 1.54 1.34 1.19 2.06 2.31 2.02 2.17 1.96 1.57 1.62 1.57 1.35 1.56 1.78 1.39 1.12 0.935
Price to Free Cash Flow Ratio 15.87 14.78 3.36 3.79 23.75 2.04 1.02 2.21 3.72 30.33 -17.4 27.11 -14.41 4.36 4.1 -512 -4.76 2.15 5.66 -2.19 1,055 -4.28 13.06 -2.65 -4.17 1.69 -5.61 3.7 6.95 -6.95 -2.02 -7.67 -50.95
Price to Operating Cash Flow Ratio 13.14 12.28 3.18 3.49 16.81 1.99 1 2.13 3.53 22.08 -21.47 21.02 -18.03 4.12 3.83 60.87 -5.1 2.11 5.09 -2.26 56.51 -4.6 11.47 -2.72 -4.56 1.63 -6.26 3.42 5.6 -9.1 -2.2 -11.44 48.49
Price Earnings to Growth Ratio 58.91 0.713 0.194 -0.236 0.085 0.212 -0.774 1.81 3.85 0.825 2.32 4.82 3.06 69.57 0.56 1.09 0.219 -0.819 -1.17 -0.725 1.19 2.47 0.437 0.481 35.88 -0.67 0.261 25.42 14.36 1.12 0.401 0.55 0
EV to EBITDA 32.78 31.81 21.59 16.84 9.01 10.04 12.6 9.53 -1.53 -0.08 -3.06 -1.96 -0.147 3.69 -0.854 -0.252 -0.598 -10.96 1.76 -4.49 4.63 3.1 3.45 1.06 0.48 0.394 0.382 -0.391 0.124 -1.26 -1.13 -35.57 -27.84
Liquidity Ratios
Current Ratio 0.141 0.141 0.145 0.177 1.12 1.29 1.07 1.36 1.35 0.941 0.815 0.811 5.36 6.03 6 5.23 6.14 10.2 17.72 5.77 3.09 23.19 0 0 0 0 147.3 164.8 167.8 0 0 0 0
Quick Ratio 0.141 0.141 0.145 0.177 1.12 1.29 1.07 4.31 4.19 3.53 3.15 0.811 5.36 6.03 6 5.23 6.14 10.2 17.72 5.77 3.09 23.19 0 0 0 0 147.3 164.8 167.8 0 0 0 0
Cash Ratio 0.062 0.062 0.064 0.127 0.825 1.01 0.705 0.607 0.552 0.434 0.419 0.531 3.94 3.72 2.65 2.38 2.65 1.91 12.75 2.32 2.27 18.07 0 0 0 0 11.83 17.39 15.08 0 0 0 0
Debt Ratio 0.281 0.281 0.186 0.192 0.195 0.192 0.197 0.218 0.041 0.04 0.006 0.041 0.047 0.049 0.009 0.012 0.011 0.014 0.01 0.009 0.008 0.012 0.009 0.011 0.015 0.02 0.021 0.02 0.022 0.018 0.02 0.017 0.016
Debt to Equity Ratio 4.72 4.72 3.12 3.23 3.13 3.3 3.3 3.64 0.696 0.633 0.105 0.662 0.798 0.867 0.159 0.204 0.209 0.267 0.238 0.225 0.181 0.253 0.182 0.229 0.319 0.438 0.411 0.429 0.452 0.43 0.437 0.369 0.339
Long Term Debt to Capitalization 0.65 0.65 0.644 0.64 0.635 0.637 0.679 0.714 0.41 0.388 0.095 0.398 0.444 0.464 0.137 0.581 0.173 0.173 0.192 0.184 0.153 0.147 0.212 0.186 0.242 0.304 0.291 0.3 0.311 0.301 0.304 0.27 0.253
Total Debt to Capitalization 0.825 0.825 0.757 0.764 0.758 0.767 0.768 0.784 0.41 0.388 0.095 0.398 0.444 0.464 0.137 0.17 0.173 0.211 0.192 0.184 0.153 0.202 0.154 0.186 0.242 0.304 0.291 0.3 0.311 0.301 0.304 0.27 0.253
Interest Coverage Ratio 0.27 0.275 0.195 0.279 1.76 2.52 1.06 0.929 1.17 1.64 1.97 2.21 1.77 1.59 1.11 1.06 1.11 0.474 0.238 0.234 0.424 0.621 0.852 1.58 1.43 1.23 1.28 1.24 1.21 1.29 1.28 0 0
Cash Flow to Debt Ratio 0.025 0.025 0.111 0.086 0.022 0.232 0.272 0.158 0.563 0.104 -0.597 0.089 -0.107 0.434 2.25 0.1 -1.44 2.38 0.984 -4.05 0.226 -1.74 1.04 -3.15 -1.08 2.28 -0.61 0.92 0.615 -0.453 -1.45 -0.266 0.057
Margins
Gross Profit Margin 41.56% 41.56% 36% 102.1% 98.81% 100% 112.6% 100% 100% 100% 100% 101.1% 100% 100% 100% 98.39% 100% 67.6% 100% 100% 98.55% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
Operating Profit Margin 14.54% 14.78% 11.54% 35.48% 73.76% 52.3% 44.52% 48.65% 46.76% 45.93% 43.54% 50.57% 45.85% 44.72% 33.24% 29.3% 29.57% 14.49% 22.51% 27.51% 34.7% 33.93% 34.69% 71.73% 70.24% 120.1% 151.8% 141.4% 171.5% 136% 143.9% 0% 0%
Pretax Profit Margin 14.78% 14.78% 12.14% 20.49% 68.11% 38.12% 28.55% 28.71% 32.4% 30.38% 27.36% 27.84% 29.65% 33.06% 31.79% 28.62% 29.25% 12.71% 19.41% 25.62% 34.61% 33.82% 34.78% 26.68% 21.04% 22.62% 33.36% 27.19% 30.16% 30.39% 31.46% 29.52% 27%
Net Profit Margin 11.14% 11.14% 9.32% 15.25% 51.55% 28.82% 22.93% 22.73% 23.83% 24.45% 22.07% 22.78% 24.22% 25.72% 25.51% 21.81% 23.01% 10.92% 19.38% 22.79% 26.67% 24.4% 24.23% 19.54% 16.2% 16.87% 21.77% 17.74% 18.9% 18.49% 19.09% 17.66% 16.08%
Operating Cash Flow Margin 13.1% 13.1% 36.95% 73.29% 18.88% 163.7% 228.7% 115.7% 78.32% 13.29% -12.64% 12.16% -16.57% 70.3% 63.6% 4.1% -53.92% 78.16% 41.61% -149.1% 6.17% -63.88% 26.33% -98.54% -46.81% 122.1% -35.11% 55.66% 41.25% -24.6% -78.51% -12.38% 2.46%
Free Cash Flow Margin 10.89% 10.89% 34.96% 67.51% 13.36% 160% 224% 111.2% 74.45% 9.68% -15.6% 9.43% -20.75% 66.39% 59.39% -0.488% -57.86% 76.92% 37.39% -153.6% 0.33% -68.68% 23.11% -101.3% -51.2% 117.6% -39.16% 51.44% 33.25% -32.23% -85.22% -18.47% -2.34%
Return
Return on Assets 0.59% 0.59% 0.519% 0.342% 1.19% 0.785% 0.537% 0.676% 0.704% 0.754% 0.672% 0.681% 0.727% 0.779% 0.783% 0.637% 0.683% 0.46% 0.475% 0.579% 0.829% 0.807% 0.865% 0.695% 0.561% 0.615% 0.795% 0.599% 0.607% 0.628% 0.688% 0.649% 0.597%
Return on Equity 10.01% 9.89% 8.69% 5.75% 19.06% 13.48% 9.01% 11.27% 11.92% 12.06% 10.93% 11.09% 12.46% 13.76% 14.36% 10.81% 12.84% 8.85% 10.9% 13.93% 17.68% 16.77% 17.4% 14.27% 11.92% 13.77% 15.55% 12.58% 12.73% 14.66% 15.39% 14.02% 12.62%
Return on Capital Employed 3.23% 3.29% 2.72% 1.59% 1.89% 1.58% 1.16% 1.62% 1.57% 1.62% 1.52% 1.76% 1.4% 1.38% 1.04% 0.874% 0.894% 0.621% 0.554% 0.718% 1.11% 1.13% 1.24% 2.55% 2.43% 4.37% 5.58% 4.8% 5.54% 4.62% 5.19% 0% 0%
Return on Invested Capital 3.06% 3.1% 2.64% 1.35% 1.57% 1.35% 1.01% 1.39% 1.24% 1.39% 1.3% 1.59% 1.23% 1.16% 0.895% 0.709% 0.761% 0.577% 0.605% 0.706% 0.937% 0.893% 0.874% 1.83% 1.87% 3.26% 3.96% 3.5% 3.81% 2.81% 3.15% 0% 0%
Turnover Ratios
Receivables Turnover Ratio 1.44 1.44 1.85 2.46 3.24 4.02 3.74 4.22 2.26 2.4 2.11 2.32 2.16 1.82 1.54 1.54 1.72 2.26 1.24 1.29 1.41 1.68 0 0 1.45 1.55 1.26 1.61 1.33 0 0 0 0
Payables Turnover Ratio 0.726 0.726 0.963 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Inventory Turnover Ratio 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Fixed Asset Turnover Ratio 12.45 12.45 12.44 4.56 5.14 5.53 4.57 8.66 7.82 10.76 9.76 8.39 7.76 7.42 7.61 6.59 7.83 10.02 4.58 4.72 4.88 5.33 4.69 4.46 4.05 4.02 3.93 3.5 3.09 3.43 3.28 3.28 3.26
Asset Turnover Ratio 0.053 0.053 0.056 0.022 0.023 0.027 0.023 0.03 0.03 0.031 0.03 0.03 0.03 0.03 0.031 0.029 0.03 0.042 0.025 0.025 0.031 0.033 0.036 0.036 0.035 0.036 0.037 0.034 0.032 0.034 0.036 0.037 0.037
Per Share Items ()
Revenue Per Share 109.6 108.3 107.9 40.91 39.55 41.58 34.66 39.65 35.57 33.67 31.45 29.74 27.35 25.08 24.22 23.58 21.81 30.29 20.33 18.7 19.92 19.68 18.88 18.38 17.83 17.06 16.05 14.65 13.65 13.59 11.75 10.51 10.28
Operating Cash Flow Per Share 14.36 14.18 39.89 29.98 7.47 68.06 79.25 45.87 27.86 4.48 -3.98 3.62 -4.53 17.63 15.41 0.967 -11.76 23.68 8.46 -27.89 1.23 -12.57 4.97 -18.11 -8.35 20.83 -5.64 8.15 5.63 -3.34 -9.22 -1.3 0.253
Free Cash Flow Per Share 11.93 11.79 37.74 27.62 5.28 66.55 77.65 44.1 26.48 3.26 -4.91 2.81 -5.67 16.65 14.39 -0.115 -12.62 23.3 7.6 -28.73 0.066 -13.51 4.36 -18.62 -9.13 20.05 -6.29 7.54 4.54 -4.38 -10.01 -1.94 -0.24
Cash & Short Term Investments 146 144.3 156 161.1 178 188.5 148.5 189.9 175.6 143.4 137.8 148.4 126.1 67.77 73.64 70.58 72.54 117.7 42.04 96.9 39.12 41.44 35.97 40.02 39.33 34.54 34.84 45.2 37.72 62.08 46.44 38.24 29.19
Earnings Per Share 12.21 12.06 10.06 6.24 20.39 11.98 7.95 9.01 8.48 8.23 6.94 6.78 6.62 6.45 6.18 5.14 5.02 3.31 3.94 4.26 5.31 4.8 4.57 3.59 2.89 2.88 3.49 2.6 2.58 2.51 2.24 1.86 1.65
EBITDA Per Share 18.99 19.02 15.36 17.48 31.4 23.95 17.65 20.84 18.04 16.81 14.94 16.27 13.69 12.31 9.11 7.81 7.29 5.26 5.44 6.02 7.72 7.62 7.49 14.17 13.54 21.51 25.28 21.64 24.19 19.32 17.48 0.52 0.449
Dividend Per Share 6.37 6.97 5.28 3.81 3.91 4.6 3.86 4.31 4.02 3.09 3.33 3.31 2.87 2.92 2.13 2.81 2.1 2.43 2.95 2.79 2.32 1.91 1.74 1.51 1.36 1.27 1.19 1.16 1.1 0.982 0.873 0.789 0.749
Enterprise Value Per Share 622.5 605.1 331.5 294.3 282.8 240.4 222.4 198.6 -27.64 -1.35 -45.76 -31.87 -2.01 45.49 -7.78 -1.97 -4.36 -57.68 9.58 -27 35.77 23.61 25.82 15.06 6.5 8.47 9.66 -8.46 2.99 -24.28 -19.81 -18.48 -12.5
Book Value Per Share 122 122 115.8 108.6 107 88.88 88.23 79.95 71.12 68.27 63.52 61.13 53.13 46.89 43.03 47.57 39.08 37.38 36.16 30.6 30.05 28.63 26.29 25.16 24.23 20.89 22.48 20.65 20.28 17.14 14.57 13.24 13.1
Price Per Share 186.4 174.2 126.9 104.8 125.5 135.6 79.33 97.5 98.43 98.83 85.36 76.04 81.73 72.62 59.02 58.89 60.01 50.06 43.02 63 69.45 57.81 57.02 49.33 38.1 33.86 35.25 27.88 31.55 30.43 20.27 14.88 12.25
Dividend Ratios
Dividend Payout Ratio 57.77% 57.77% 52.47% 61.08% 19.17% 38.43% 48.56% 47.79% 47.38% 37.58% 48.01% 48.86% 43.28% 45.33% 34.48% 54.62% 41.81% 73.42% 74.95% 65.51% 43.67% 39.79% 38.09% 41.97% 47.14% 44.01% 33.96% 44.65% 42.59% 39.08% 38.95% 42.49% 45.34%
Annual Dividend Yield 3.41% 4% 4.16% 3.64% 3.11% 3.4% 4.86% 4.42% 4.08% 3.13% 3.9% 4.35% 3.51% 4.03% 3.61% 4.77% 3.5% 4.85% 6.86% 4.43% 3.34% 3.3% 3.06% 3.05% 3.57% 3.74% 3.37% 4.16% 3.48% 3.23% 4.31% 5.3% 6.12%
Effective Tax Rate 24.46% 24.46% 23.16% 25.39% 24.32% 24.41% 19.71% 20.82% 26.45% 19.5% 19.21% 17.52% 17.25% 21% 18.3% 22.98% 19.24% 10.43% -3.58% 7.89% 20.75% 26.29% 29.47% 28.29% 23.01% 25.42% 34.74% 34.75% 37.32% 39.16% 39.33% 40.17% 40.43%
Short Term Coverage Ratio 0.041 0.041 0.272 0.196 0.052 0.51 0.782 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 293.6 0 0 0 0
Capital Expenditure Coverage Ratio 5.92 5.92 18.56 12.68 3.42 44.81 49.26 25.98 20.22 3.68 -4.27 4.45 -3.97 17.98 15.11 0.894 -13.69 62.72 9.86 -33.2 1.06 -13.31 8.18 -35.31 -10.65 26.74 -8.66 13.18 5.16 -3.22 -11.7 -2.03 0.512
EBIT Per Revenue 0.145 0.148 0.115 0.355 0.738 0.523 0.445 0.486 0.468 0.459 0.435 0.506 0.458 0.447 0.332 0.293 0.296 0.145 0.225 0.275 0.347 0.339 0.347 0.717 0.702 1.2 1.52 1.41 1.72 1.36 1.44 0 0
EBITDA Per Revenue 0.173 0.176 0.142 0.427 0.794 0.576 0.509 0.526 0.507 0.499 0.475 0.547 0.501 0.491 0.376 0.331 0.334 0.174 0.268 0.322 0.387 0.387 0.396 0.771 0.759 1.26 1.57 1.48 1.77 1.42 1.49 0.049 0.044
Days of Sales Outstanding 253 253 197.1 148.5 112.5 90.81 97.66 86.48 161.5 152.1 173.2 157.1 169.3 200.8 237.4 237.5 211.9 161.4 294.3 282.9 258.2 217.7 0 0 251.3 235.9 290.5 227.2 274.4 0 0 0 0
Days of Inventory Outstanding 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Days of Payables Outstanding 502.7 502.7 378.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Cash Conversion Cycle -249.7 -249.7 -181.7 148.5 112.5 90.81 97.66 86.48 161.5 152.1 173.2 157.1 169.3 200.8 237.4 237.5 211.9 161.4 294.3 282.9 258.2 217.7 0 0 251.3 235.9 290.5 227.2 274.4 0 0 0 0
Cash Conversion Ratio 1.18 1.18 3.97 4.81 0.366 5.68 9.97 5.09 3.29 0.544 -0.573 0.534 -0.684 2.73 2.49 0.188 -2.34 7.16 2.15 -6.54 0.231 -2.62 1.09 -5.04 -2.89 7.24 -1.61 3.14 2.18 -1.33 -4.11 -0.701 0.153
Free Cash Flow to Earnings 0.977 0.977 3.75 4.43 0.259 5.55 9.77 4.89 3.12 0.396 -0.707 0.414 -0.857 2.58 2.33 -0.022 -2.51 7.05 1.93 -6.74 0.012 -2.82 0.954 -5.19 -3.16 6.97 -1.8 2.9 1.76 -1.74 -4.47 -1.05 -0.145

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