Citizens & Northern Corporation (CZNC) Income Annual - Discounting Cash Flows
CZNC
Citizens & Northern Corporation
CZNC (NASDAQ)
Period Ending: LTM
(Last Twelve Months)
2025
12-31
2024
12-31
2023
12-31
2022
12-31
2021
12-31
2020
12-31
2019
12-31
2018
12-31
2017
12-31
2016
12-31
2015
12-31
2014
12-31
2013
12-31
2012
12-31
2011
12-31
2010
12-31
2009
12-31
2008
12-31
2007
12-31
2006
12-31
2005
12-31
2004
12-31
2003
12-31
2002
12-31
2001
12-31
2000
12-31
1999
12-31
1998
12-31
1997
12-31
1996
12-31
1995
12-31
1994
12-31
Report Filing 2026-01-28 2026-01-28 2025-03-06 2024-03-11 2023-03-16 2022-02-22 2021-03-05 2020-02-20 2019-02-21 2018-02-15 2017-02-16 2016-02-18 2015-02-26 2014-02-20 2013-02-21 2012-02-24 2011-03-01 2010-03-01 2009-03-06 2008-02-29 2007-03-02 2006-03-03 2005-03-14 2004-03-10 2003-03-18 2002-03-20 2001-03-19 2000-03-30 1999-03-26 1998-03-27 1997-03-27 1996-03-22 1995-03-28
Revenue 155 154.2 155.5 136.2 115.5 108.9 100.4 82.97 69.65 60.99 59.63 61.87 61.61 66.06 74.56 77.29 76.78 82.52 87.12 80.79 44.8 72.45 67.72 66.62 66.8 62.7 58.02 57.9 54.54 28.32 27.47 29.68 24.2
Cost of Revenue 53.44 53.44 51.16 33.29 16.77 10.22 13.51 11.13 5.21 4.72 4.91 5.45 5.6 7.81 9.32 13.27 20.44 25.14 31.96 34.44 31.45 27.71 24.01 24.64 27.25 28.96 30.82 25.33 23.46 24.11 24.15 25.21 21.54
Gross Profit 101.5 100.8 104.3 102.9 98.7 98.73 86.93 71.84 64.44 56.27 54.72 56.42 56.01 58.25 65.24 64.02 56.34 57.38 55.16 46.35 13.36 44.74 43.72 41.98 39.54 33.74 27.2 32.57 31.09 4.21 3.32 4.47 2.66
Operating Expenses 72.89 72.11 72.44 72.47 66.35 61.04 63.72 48.43 38.18 35.68 33.61 34.62 33.23 33.47 34.11 31.94 31.49 119.4 42.78 33.28 -1.4 28.96 26 22.11 20.85 18.67 16.91 17.73 16.48 -9.06 -9.08 -5.89 -7.17
Research & Development 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Selling, General and Administrative 49.05 53.25 44.93 44.2 41.83 37.6 33.06 27.9 23.9 22.45 21.6 20.58 21.27 19.8 20.39 19.81 18.35 17.96 19.93 18.51 17.98 16.14 14.65 13.01 12.07 10.71 9.54 8.76 8.38 7.67 7.6 7 6.62
Other Operating Expenses 23.84 18.86 27.51 28.27 24.52 23.44 30.66 20.54 14.28 13.23 12.01 14.03 11.96 13.68 13.72 12.13 13.14 101.4 22.85 14.78 -19.39 12.83 11.35 9.1 8.78 7.96 7.37 8.97 8.1 -16.73 -16.68 -12.89 -13.79
Operating Income 28.64 28.64 31.87 30.48 32.35 37.69 23.21 23.41 26.26 20.59 21.11 21.81 22.78 24.78 31.13 32.08 24.86 -61.99 12.38 13.07 14.76 15.78 17.71 19.87 18.69 15.07 10.29 14.84 14.6 13.27 12.41 10.36 9.83
Net Non-Operating Interest 91.85 91.85 79.11 80.4 83.13 77.94 67.56 54.47 45.68 41.93 40.34 39.63 40.58 42.85 47.3 47.44 42.62 43.52 42.33 36.31 33.69 35.42 35.32 31.69 30.97 26.3 21.5 23.84 22.77 24.96 24.47 20.7 21.5
Interest Income 139.2 139.2 128.1 113.5 92.65 84.5 77.16 64.75 50.31 45.84 44.03 44.23 45.7 48.62 56.33 60.99 61.86 67.98 73.38 70.22 64.46 61.11 57.92 55.22 57.28 54.66 51.64 48.41 45.46 48.27 47.92 45.18 42.31
Interest Expense 47.36 47.36 48.96 33.1 9.52 6.56 9.6 10.28 4.62 3.92 3.69 4.6 5.12 5.76 9.03 13.56 19.25 24.46 31.05 33.91 30.77 25.69 22.61 23.54 26.32 28.36 30.14 24.57 22.69 23.31 23.45 24.48 20.8
Equity & Other Income/(Expense) -91.85 -91.85 -79.11 -80.4 -83.13 -77.94 -67.56 -54.47 -45.68 -41.93 -40.34 -39.63 -40.58 -42.85 -47.3 -47.44 -42.62 -43.52 -42.33 -36.31 -33.69 -35.42 -35.32 -31.69 -30.97 -26.3 -21.5 -23.84 -22.77 -24.96 -24.47 -20.7 -21.5
Income Before Tax 28.64 28.64 31.87 30.48 32.35 37.69 23.21 23.41 26.26 20.59 21.11 21.81 22.78 24.78 31.13 32.08 24.86 -61.99 12.38 13.07 14.76 15.78 17.71 19.87 18.69 15.07 10.29 14.84 14.6 13.27 12.41 10.36 9.83
Income Tax Expense 5.22 5.22 5.91 6.33 5.73 7.13 3.99 3.9 4.25 7.16 5.35 5.34 5.69 6.18 8.43 8.71 5.8 -22.66 2.32 2.64 2.77 2.79 2.85 3.61 3.73 3.02 1.82 3.35 3.53 3.17 3.15 2.49 2.34
Income Attributable to Non-Controlling Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Income 23.43 23.43 25.96 24.15 26.62 30.55 19.22 19.5 22.01 13.43 15.76 16.47 17.09 18.59 22.7 23.37 19.05 -39.34 10.06 10.42 11.99 12.98 14.86 16.26 14.96 12.05 8.48 11.48 11.08 10.11 9.26 7.87 7.49
Depreciation and Amortization 1.68 0 2.18 2.15 2.39 2.13 1.98 1.75 1.75 1.64 1.59 1.89 1.98 2.07 2.01 2.26 2.53 3.14 3.44 3.29 2.74 2.48 1.67 1.31 1.05 1.32 -1.41 -0.866 0.351 0.723 0.764 0.735 0.627
EBITDA 30.32 28.64 34.05 32.63 34.74 39.82 25.19 25.16 28.02 22.23 22.7 23.7 24.75 26.85 33.14 34.34 27.38 -58.85 15.81 16.36 17.49 18.25 19.39 21.18 19.74 16.4 8.89 13.97 14.96 14 13.17 11.09 10.46
Earnings Per Share (EPS) 1.48 1.46 1.69 1.57 1.71 1.92 1.3 1.46 1.8 1.1 1.3 1.35 1.38 1.51 1.86 1.92 1.45 -4.4 1.12 1.19 1.41 1.52 1.75 1.93 1.78 1.4 0.99 1.36 1.3 1.19 1.09 0.93 0.88
Diluted Earnings Per Share 1.48 1.46 1.69 1.57 1.71 1.92 1.29 1.46 1.8 1.1 1.3 1.35 1.38 1.5 1.85 1.92 1.45 -4.4 1.12 1.19 1.41 1.51 1.74 1.92 1.77 1.4 0.99 1.35 1.29 1.19 1.09 0.93 0.88
Weighted Average Shares Outstanding 17.67 15.95 15.26 15.24 15.46 15.77 14.74 13.3 12.23 12.12 12.03 12.15 12.39 12.35 12.24 12.16 12.13 9.27 8.96 8.76 8.53 8.54 8.51 8.42 8.42 8.61 8.52 8.44 8.53 8.46 8.46 8.47 8.47
Diluted Weighted Average Shares Outstanding 17.67 15.95 15.26 15.24 15.46 15.77 14.75 13.32 12.26 12.14 12.06 12.17 12.41 12.38 12.26 12.17 12.13 9.27 8.98 8.76 8.53 8.6 8.55 8.46 8.45 8.61 8.52 8.48 8.57 8.5 8.46 8.47 8.47
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Discounting Cash Flows

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