Peoples Financial Services Corp. (PFIS) Income Annual - Discounting Cash Flows
PFIS
Peoples Financial Services Corp.
PFIS (NASDAQ)
Period Ending: LTM
(Last Twelve Months)
2025
12-31
2024
12-31
2023
12-31
2022
12-31
2021
12-31
2020
12-31
2019
12-31
2018
12-31
2017
12-31
2016
12-31
2015
12-31
2014
12-31
2013
12-31
2012
12-31
2011
12-31
2010
12-31
2009
12-31
2008
12-31
2007
12-31
2006
12-31
2005
12-31
2004
12-31
2003
12-31
2002
12-31
2001
12-31
2000
12-31
1999
12-31
1998
12-31
1997
12-31
Report Filing 2026-01-30 2026-01-30 2025-03-28 2024-03-15 2023-03-15 2022-03-16 2021-03-16 2020-03-16 2019-03-15 2018-03-14 2017-03-16 2016-03-11 2015-03-16 2014-03-17 2012-12-31 2012-03-15 2011-03-16 2010-03-15 2009-03-16 2008-03-17 2007-03-16 2006-03-15 2005-05-02 2004-03-12 2003-03-24 2002-03-29 2001-03-29 2000-03-23 1999-03-29 1997-12-31
Revenue 281.4 281 229.8 164 123.7 107.8 110.8 108.5 98.32 89.15 81.88 76.12 76.97 46.64 46.29 49.16 30.03 27.56 28.93 27.92 25.49 23.49 21.49 22.49 21.87 22.61 12.16 10.03 9.58 9.18
Cost of Revenue 93.83 93.83 114.6 63.66 15.14 11.17 21.72 23.97 17.52 13.5 12.25 9.74 10.17 6.53 6.29 9.72 8.7 8.99 9.87 11.38 11.1 8.64 8.13 7.86 8.51 10.04 10.71 8.72 8.38 8.04
Gross Profit 187.5 187.1 115.2 100.3 108.5 96.58 89.04 84.53 80.8 75.65 69.63 66.38 66.81 40.11 40 39.44 21.33 18.57 19.06 16.53 14.39 14.85 13.36 14.63 13.36 12.59 1.45 1.31 1.2 1.14
Operating Expenses 115.2 114.9 106.7 67.84 63.16 43.06 54.87 55.64 52.49 49.02 45.04 44.14 43.7 33.91 26.36 25.88 13.41 12.6 15.93 10.57 9.49 9.39 7.89 7.23 6.79 6.24 -3.55 -3.59 -3.11 -2.69
Research & Development 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Selling, General and Administrative 73.98 83.79 48.9 37.42 34.85 30.85 31.01 32.02 29.5 27.5 23.54 21.53 20.65 15.98 14.12 13.95 5.5 8.14 6.59 4.77 4.5 4.2 3.85 3.69 3.34 3.03 2.82 2.53 2.4 2.28
Other Operating Expenses 41.24 31.1 57.82 30.42 28.3 12.21 23.86 23.62 22.99 21.52 21.5 22.6 23.05 17.92 12.24 11.92 7.91 4.46 9.34 5.8 4.99 5.19 4.04 3.54 3.45 3.21 -6.37 -6.13 -5.51 -4.97
Operating Income 72.3 72.23 8.47 32.5 45.37 53.52 34.17 28.89 28.31 26.64 24.59 22.24 23.11 6.21 13.65 13.56 7.92 5.97 3.13 5.97 4.9 5.46 5.47 7.39 6.57 6.34 5 4.9 4.31 3.82
Net Non-Operating Interest 165.8 166 115.9 86.75 95.75 84.56 79.7 75.44 71.27 65.49 61.69 56.97 57.26 33.11 32.17 32.3 19.08 17.02 16.32 13.51 11.9 12.42 12.68 12.33 12.21 10.88 9.52 9.14 8.39 7.81
Interest Income 259.6 259.7 211.4 149.8 111.3 93.98 94.03 93.3 84.59 74.19 68.94 63.01 63.91 37.28 37.53 39.64 25.58 24.27 25.48 24.61 22.7 20.67 19.76 19.9 20.54 20.9 19.99 17.62 16.58 15.72
Interest Expense 93.73 93.73 95.47 63.1 15.59 9.42 14.32 17.87 13.32 8.7 7.25 6.04 6.64 4.17 5.36 7.34 6.5 7.26 9.15 11.11 10.8 8.25 7.08 7.57 8.33 10.02 10.47 8.48 8.19 7.91
Equity & Other Income/(Expense) -165.9 -166 -115.9 -86.75 -95.75 -84.56 -79.7 -75.44 -71.27 -65.49 -61.69 -56.97 -57.26 -33.11 -32.17 -32.3 -19.08 -17.02 -16.32 -13.51 -11.9 -12.42 -12.68 -12.33 -12.21 -10.88 -9.52 -9.14 -8.39 -7.81
Income Before Tax 72.23 72.23 8.47 32.5 45.37 53.52 34.17 28.89 28.31 26.64 24.59 22.24 23.11 6.21 13.65 13.56 7.92 5.97 3.13 5.97 4.9 5.46 5.47 7.39 6.57 6.34 5 4.9 4.31 3.82
Income Tax Expense 13.05 13.05 -0.03 5.12 7.28 10 4.82 3.15 3.39 8.18 5.01 4.52 5.46 0.485 3.06 3.03 1.44 0.923 0.087 1.1 0.772 0.985 1.01 1.83 1.55 1.51 1.1 1.11 0.904 0.814
Income Attributable to Non-Controlling Interest 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Income 59.19 59.19 8.5 27.38 38.09 43.52 29.35 25.74 24.92 18.46 19.58 17.72 17.65 5.72 10.59 10.53 6.49 5.05 3.04 4.87 4.13 4.48 4.45 5.56 5.01 4.84 3.9 3.79 3.41 3.01
Depreciation and Amortization 8.01 0 7.24 3.5 4.03 3.64 4.25 4.21 3.21 2.98 2.85 2.79 3 1.25 1.12 0.746 0.977 0.954 0.871 1.52 1.32 1.33 1.22 1.34 0.951 0.737 0.641 0.642 0.709 0.64
EBITDA 80.31 72.23 15.7 36 49.4 57.16 38.42 33.1 31.52 29.62 27.44 25.03 26.11 7.46 14.77 14.31 8.9 6.93 4 7.49 6.22 6.79 6.69 8.74 7.52 7.08 5.64 5.54 5.02 4.46
Earnings Per Share (EPS) 5.93 5.92 1 3.85 5.31 6.05 4.02 3.72 3.37 2.5 2.65 2.36 2.34 1.07 2.37 2.36 2.07 1.61 0.97 1.55 1.31 1.42 1.41 1.76 1.59 1.52 1.2 1.16 1.04 0.92
Diluted Earnings Per Share 5.87 5.88 0.99 3.83 5.28 6.01 4 3.72 3.37 2.5 2.65 2.36 2.34 1.07 2.37 3.37 2.06 1.61 0.97 1.55 1.31 1.41 1.4 1.75 1.59 1.52 1.2 1.16 1.04 0.92
Weighted Average Shares Outstanding 9.99 9.99 8.53 7.11 7.17 7.23 7.3 7.39 7.4 7.4 7.4 7.52 7.55 4.73 4.47 3.13 3.14 3.13 3.13 3.14 3.15 3.15 3.16 3.16 3.15 3.18 3.25 3.26 3.27 3.27
Diluted Weighted Average Shares Outstanding 10.08 10.07 8.59 7.15 7.21 7.24 7.34 7.39 7.4 7.4 7.4 7.52 7.55 4.73 4.47 3.13 3.14 3.13 3.13 3.14 3.15 3.17 3.18 3.18 3.15 3.18 3.25 3.26 3.27 3.27
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